Doubt your current financial plan or want some reassurance that you're on the right track?

With this comprehensive service, we integrate all aspects of your financials into a cohesive plan that helps individuals determine if they are on track to achieving their stated goals.  

We help you identify, quantify your life goals and suggest a road map and strategy to meet your life goals in a systematic way. 

We analyze your financial situation to bring clarity where you stand financially to realise your life goals. We analyze cash flows to arrive at a saving plan & direct your savings to create your financial resources.

Risk management is the core of holistic financial plan. We identify your risks you are exposed and suggest mitigation measures in terms of insurance cover. We analyze & review your existing insurance policies and identify any gap to protect you from unexpected financial loss in case of any eventuality.

In investment planning, we custom tailor your asset allocation to match your personal circumstances, lifestyle, risk profile & time frame ensuring you  grow and protect your wealth in a tax efficient way.

What I cover in Comprehensive Financial Plan?

1. An in-depth looks at your current personal and financial situation, concerns and goals. 

2. Review of your existing savings, investments, insurance plans and tax planning strategies.

3. Evaluation of your present situation in light of your short term and long term objectives and prioritization of your goals.

4. Identification of your challenges and opportunities in meeting your life goals.

5. Development of your personalized financial plan that lays out strategies to realise the stated goals.

6. Evaluation of alternative course of action to meet your needs based on input from you.

7. Assist you in implementing the agreed upon planning recommendations.

8.  Investments review once  i.e.  asset mix & capital allocation, portfolio re-balancing.

The Planning process would be as follows:

1. Our initial meeting is at no cost to you and is without any obligation. Our initial meeting will help us explore your potential alignment and suitability with our advice and service offers.

2. If you decide to engage with me after the initial meeting, I will send you a formal letter of engagement that details the terms and conditions of our engagement. Once you agree with the terms of engagement, you shall pay the fee for services. I will confirm the receipt of payment.

3. After the initial meeting, I will send you the data sheet where you provide all the details required for planning. I analyze and organize your data and ask for any details if required.

4. In the subsequent meeting,  we will discuss your current financial and life situation, short-term, and long-term goals, your priorities in life, your attitude to risk, your knowledge on investing, and money matters, and your experience with your investments & insurance.

5. I will share the first-cut calculation and subsequently, we will discuss the draft plan in detail.

6. Based on your feedback on the draft plan, I will finalize the plan, set action points for the implementation.

7. In the final meeting, we will discuss the final plan and action points for the implementation.

You will learn about the basics of personal finances & investing during our interactions. The intent is to enable you to make smart financial decisions on your own.

How I communicate?

The primary mode of discussion would be over pre-scheduled phone & Zoom calls. The secondary mode of discussion would be over email.