I am a SEBI Registered Investment Advisor & Fee-Only Financial Planner. Also, I practice financial planning as a CFP certificant. I founded FinIntellect to provide personal financial advisory services keeping two rules in mind.
First rule: Don't advise a client anything that I don't want to do myself with my money
Second rule: To tell you the truth for taking informed financial decisions
I provide unbiased, conflict free Personal Financial and Investment Advisory to individuals and families. By keeping your best interests as the focal point, the advisory gives you the road map to achieve your aspirations and life goals in a systematic and disciplined way.
As a result, I offer fee only service that reiterates my commitment towards transparent and secure relationship with my clients. Besides I operate on a flat fee model for ongoing investment advisory that puts me and my clients on the same page.
I have served 50+ clients since I became a SEBI RIA in the year 2019. I have my post-graduate degree PGDBM (Finance) from Management Development Institute (MDI), Gurgaon. I have been investor in direct equity and a keen observer of the financial markets for more than 15 years.
You can have discussion with me either in English, Hindi, Kannada, or Tamil.
I aim to achieve to sustainable absolute returns for your investments decisions by giving you unbiased opinions on various choices available. To realise these objectives, I run fee-only financial advisory for clients through direct plan of mutual funds.
I am of the opinion that risk / return trade-off is the "ability-to-sleep-well-at-night" test. Investment strategies are designed to suit your needs & circumstances taking in to account of current market state. We use a variety of asset classes like equity, debt, gold, etc. in your portfolio to smoothen returns and reduce the overall portfolio risk. We counsel clients to understand why their investments are structured the way they are and the potential risks-rewards of the investment plan.
Profitable investing is the key to converting savings into wealth. For this, one requires a l plan, an understanding of various investment products and timely action. Our systematic well thought investment solutions help you strike the balance between risk and return of investments for decent absolute returns.
Our investment solutions are supported by principles of value investing. Business valuation is the core of our investment process. Buying investments in the downturn provide the necessary safety to investments. For us, investing is a mixture of art, craft and science in that order. Investing requires 3 key factors, knowledge, time and psychology.
One needs to have requisite knowledge on investment products, economic trends, market trends, participants’ mood, emerging themes, and so on. Also, we customize advice by keeping the client financial situation, risk profile, objectives, and market conditions.Our investment advice is supported by a disciplined and systematic investment process.
Long term perspective
We believe that we need to give market the sufficient time to close the gap between current market valuation and the fair value of the underlying investments. Keeping this in mind, we advise our clients to have long term perspectives to allow investments grow.
We help you see the clear picture with an objective mindset. The disciplined investment process removes all financial media noise and provides you objective, rational, long term oriented investment advice.
SEBI RIA & Fee only Financial Advisor India
Conflict Free Advice
We provide unbiased, independent advice that focuses on what is best for you. We are not influenced by commissions or product sales. We are a fee only service provider and only work for you. As we are dedicated to you, we provide impartial advice, ensuring you don’t pay unwanted commission and other hidden fees in the process.
Better Alignment of Interest
We advise you invest in direct plans, as we provide independent and unbiased advice, both in the matter of selecting funds and building portfolios. We charge fee only for our professional advice and we don’t receive any commission from products we recommend. Thus we are in better position to take care of your long term interest.
We are not tied to any bank, mutual fund, insurance company or financial institution. As a result, we are free to recommend any products based on their strengths and merits that suit your unique needs and offer the best value. We eliminate advisory biases, ensuring a truly client-centric advice and recommendations. We will cut through jargon and marketing speak & tell you what is right for you.
Financial Planning Approach
We adopt financial planning approach and develop an asset allocation strategy based on your financial goals and financial situation. Simply, we don’t recommend list of mutual funds for investing in. We develop your asset allocation strategy appropriate your unique situation after comprehensive risk profiling and identification of investment goals, instead of being driven by one asset class or investment horizon only.
In India, only Advisers approved by the Securities and Exchange Board of India (SEBI) are authorized to provide fee-only comprehensive investment advice. After meeting its stringent requirements on education, experience, certification and other eligibility requirements, we are bound by fiduciary duty - we put client’s interest first, even above our interest. The registered adviser has responsibilities like proper processes for offering advice, suitability of recommendations, documentation requirements, etc, which are overseen by the regulator.
Satheesh Kannan is one of the very few registered with SEBI as a Registered Investment Adviser (Registration Number: INA200013503)
We are a fee-only adviser that means we are remunerated only through client’s fee for our service. Thus our single most focus is on value we create for our clients, in terms of tangible and intangible benefits. If we don’t add value to our clients, we cannot do the justice for our fee. So it is clear win-win situation for both of us. Our fee-based practice emphasizes personal client service combined with long-term investment planning.
Why Are We Different?
J SATHEESH KANNAN
Registered Investment Adviser With SEBI
(Registration Number: INA200013503)
Registration Type - Individual
SEBI – Bengaluru Local Office
Address- # 80/1 1st Main Road, B Channasandra, BANGALORE, KARNATAKA, 560016
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